Author: kumbhorg

In 2023, Americans used Buy Now, Pay Later (BNPL) services to finance over $100 billion in US retail transactions, up nearly fivefold since 2020. This surge has alarmed personal finance professionals and media commentators. Their concerns fall into two related categories. First, overall levels of consumer debt are rising. Second, the way these loans are designed and advertised — buy now, pay later — encourages consumers to take on more debt, increasing the risk of overextension.  “Buy now, pay later programs are a scam,” Douglas Boneparth, a certified financial planner and founder of Bone Fide Wealth, said on LinkedIn. “They encourage…

Some stuff I am reading today morning: How much cash do Mutual Funds hold? ( CM ) US pressurising India on agriculture tariffs ( HT ) Vietnam’s VinFast opens eSUV bookings ( Rediff) 2 Sectors, 10 Charts ( Nooresh Merani ) Company: Veritas Finance ( BI ) July 2025 Letter to Investors ( Ikigai ) Interview with Rahul Saraf ( TOI ) Meta is pouring Billions of $ in AI ( Yahoo ) Tech Philosophy and AI Opportunity ( Stratechery ) The deception of a good outcome ( SN )

In a captivating start to the three-match ODI series between England and India, Harmanpreet Kaur & Co. secured a hard-fought four-wicket victory over the English Women in the first game at The Rose Bowl, Southampton.The match, played under clear skies after England Women opted to bat first upon winning the toss, delivered a nail-biting contest that saw momentum swing back and forth, ultimately culminating in India’s triumph with eight balls to spare. While Deepti Sharma’s composed unbeaten half-century anchored the chase, it was a moment of sheer brilliance in the field by Jemimah Rodrigues that truly set the tone for…

Ilya Sorokin shoots down trade rumors Sergey Demidov of RG.org: Ilya Sorokin found his name in the rumor mill this offseason, and he quickly shot them down. “I wasn’t surprised by the rumors—it’s part of the business,” he said. “What did surprise me, though, was how seriously people took them, even though everyone knows I have a no-trade clause. But overall—let them talk.” Sorokin has years left on his contract at an $8.25 million cap hit, and a full no-movement clause. Dan Milstein: “Ilya Sorokin has a full no-trade clause and has never been part of any trade discussions —…

Samsung boss Lee Jae-yong has been cleared by South Korea’s top court of fraud charges, concluding a years-long legal battle over his role in a 2015 merger deal.Lee, the grandson of Samsung’s founder and the de facto head of the company since 2014, had been accused of using stock and accounting fraud to try to gain control of the firm.In its final verdict, the Supreme Court in Seoul upheld a not guilty verdict, after Lee was acquitted of all charges in two earlier trials.The case drew widespread scrutiny of the technology giant, as the country grapples with corporate corruption scandals…

Today, a new version of the Lightning Network Daemon (LND), version 0.19.2, has been released. This update focuses primarily on bug fixes and performance improvements. lnd v0.19.2 has just been released! ⚡️https://t.co/ZRd4rZutQ6 ⚡️this a bug fix release fixes: a bug related to missed spend notifications, a rare deadlock start up bug, a memory leak, resolves issue w/ connection limiting (increasing stability of p2p connections), and adds… https://t.co/AorIxl237d— Olaoluwa Osuntokun (@roasbeef) July 16, 2025 Some of the major fixes include a bug that caused missed payment confirmations, a rare issue that could freeze the node during startup, and a memory leak…

Just a week after sparking controversy over censoring a kiss in James Gunn’s Superman, the Central Board of Film Certification (CBFC) has raised eyebrows again, this time for ordering cuts in the upcoming romantic drama Saiyaara.The CBFC, that has often been criticised for subjecting many films to the chopping block, has hit the headlines once again for ordering cuts to the Mohit Suri directorial. The film that marks the big-screen debuts of Ahaan Panday and Aneet Padda, scorched the internet with its steamy trailer and song sequences. However, ahead of its release, the CBFC has reportedly asked the makers to…

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Divya Deshmukh in action (Image via X/@FIDE_chesss) India’s Divya Deshmukh pulled off a big surprise at the FIDE Women’s World Cup in Batumi, Georgia, by defeating world No. 2 Zhu Jiner in the first game of their pre-quarterfinal match on Wednesday. The 18-year-old Indian, playing with the white pieces, showed great maturity and calmness against the Chinese star, who is the second seed and a strong title contender. Divya slowly built a strong position, stayed steady through the middlegame, and took advantage of Zhu’s mistakes to earn a memorable win. With a 1-0 lead in the two-game match, Divya now…

Indian Navy INCET 2025 result out for fireman and fire engine driver posts at joinindiannavy.gov.in INCET result 2025: The Indian Navy has officially released the INCET result 2025 for fireman and fire engine driver posts. Candidates who appeared for the Indian Navy Civilian Entrance Test (INCET 01/2024) can now check their results on the official website, joinindiannavy.gov.in. The results have been published in PDF format, containing details such as roll number, registration number, name, and date of birth of shortlisted candidates.The INCET result 2025 marks a significant step in the recruitment process for over 840 vacancies across various posts. Following…