Author: kumbhorg

Reckless mortgage lending was blamed for the financial crisis of 2008, which brought some banks to their knees and saw people lose their homes.In 2014, the business secretary of the time, Vince Cable, said he was appalled that some mortgage providers were lending five times a mortgage applicant’s income, suggesting a stable level was up to 3.5 times.But house prices have risen significantly since, outstripping wage rises most of the time. So a bigger loan has become the only option for many potential buyers.Regulation limited how much lenders were able to lend – technically, only 15% of their new mortgages…

First, yes, that is a very clickbait title and completely unusual. This is a real security issue. Here is the official announcement from Coinkite themselves posted yesterday, please read and verify the genuineness of the issue there. TLDR: Coldcard MK2, MK3, MK4, MK5 and Q are being drained. A bug lets attackers find your seed phrase without any action on your part. Only wallets generated using the dice roll method are safe, assuming you rolled at least 50 dice. If you don’t know, don’t remember, or aren’t sure, move your funds immediately. This is a critical issue that requires immediate…

Huma Qureshi slammed trolls for criticising Kiara Advani’s intimate scenes with Yash in Toxic’s ‘Tabaahi’, calling it “sick, disgusting.” She noted Yash faced no similar backlash despite being married too, and said women in the film will “have the last laugh.” Trolls also targeted Kiara’s husband, Sidharth Malhotra. Toxic releases August 26. Kiara Advani is being trolled for her scenes with Yash in ‘Tabaahi’, a song from the movie ‘Toxic’. Many are asking why a married woman and mother would do such scenes. But Yash, who is also married, hasn’t received the same kind of hate for the exact same…

India signs off from the 2026 Commonwealth Games in fourth place with 39 medals after a memorable campaign featuring a record 16-medal day, boxing dominance and several historic firsts. India signed off from the 2026 Commonwealth Games in Glasgow without adding to their medal tally on the final day, ending the campaign with 39 medals (13 gold, 17 silver and nine bronze) to finish fourth overall. The Indian contingent had effectively secured its place in the standings after a record-breaking 16-medal haul on Saturday, the country’s biggest single-day return of the Games. Australia once again topped the medals table with…

This Gen Z employee was told she was ‘too valuable to promote’ Employees chase promotions for the obvious reasons: better pay, greater responsibility, recognition for the hours put in. Many respond by exceeding targets, picking up new skills, mentoring colleagues and staying late when deadlines demand it. Career coach Simon Ingari recently shared a story on his X handle that suggests this formula does not always work, and in one case, it backfired entirely.The promotion that never cameAccording to the post, a Gen Z employee was told by her Human Resources (HR) manager that she would not be promoted, as…

Ark Invest trimmed positions in Bitmine Immersion Technologies, Bullish, and Block while simultaneously deploying roughly $43.5M into Coinbase and Circle shares, a rotation that looks far more like portfolio rebalancing than a retreat from crypto equities, according to the firm’s daily trade disclosures. The Cathie Wood-led investment firm has over $16Bn in assets under management, and its publicly traded stock, ARKK, has a market cap of over $38Bn. This news dropped as the total crypto market cap shot up +0.5% overnight, sitting at $2.29 trillion, with a daily trading volume of $59.1Bn, an increase from $56Bn yesterday. Cathie Wood trims Bitmine…

Review An explosion at a port on Egypt’s Mediterranean coast that set fire to two ships, including a U.S. gas-storage tanker, was caused by a drone attack, Egyptian authorities said Thursday, the first targeting of the country during the current Iran war and a new threat to a vital energy corridor.— Summer Said and Georgi Kantchev, “Egypt Suffers First Drone Attack, Widening the Iran War,” The Wall Street Journal, July 30, 2026.The most important theme of the week continues to be the conflict in the Middle East, dominated by obstruction and conflict around key global choke points, from the Strait of Hormuz…

Reducing Payroll Errors With eLearning Payroll compliance is no longer a back-office topic that can be covered once a year in a generic HR training session. For employers with distributed teams, remote workers, and employees across several states, payroll compliance has become a fast-changing operational risk. The challenge is not only that payroll rules are detailed. It is that they are different across jurisdictions. Minimum wage rates, overtime rules, pay frequency requirements, final paycheck deadlines, wage statement rules, paid leave obligations, and recordkeeping standards can vary from one state to another. This complexity creates real business consequences. In fiscal year…

“It’s been incredible to see him kind of come into his own, and knowing that he’s just going to continue to do that,” the boy’s father saidAsher Harvey runs touchdown for the Carolina PanthersCredit: Carolina Panthers/Instagram (2)NEED TO KNOWAsher Harvey’s biggest dreams came true when the Carolina Panthers signed him for one day, during which he scored his first touchdown in an NFL stadiumThe 6-year-old was born with a heart anomaly called tricuspid atresia, transposition of the great arteries, and a coarctation of his aorta“He doesn’t let his physical limitations hold him back, and he asks questions, and he wants…

In concept, Mike Mills is a comprehensive chronicler of his own fractured family dynamics. Three of his most recent (and well-known) films—2010’s “Beginners,” 2016’s “20th Century Women,” and 2021’s “C’Mon C’Mon”—tap into Mills’ anxieties around his strained, challenging relationships to his parents and the neuroticisms that come from the impossible act of parenthood. In “Beginners,” thirtysomething graphic designer Oliver (Ewan McGregor) thinks back on his relationship to his father (Christopher Plummer, in an Oscar-winning performance) in his late coming out of the closet while he wrestles with his own commitment issues to his girlfriend (Melanie Laurent). The 1979-set “20th Century…