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    Home»Market News»Mortgages and AI to be added to the curriculum in English schools
    Market News

    Mortgages and AI to be added to the curriculum in English schools

    kumbhorgBy kumbhorgNovember 5, 2025No Comments5 Mins Read
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    Mortgages and AI to be added to the curriculum in English schools
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    Hazel ShearingEducation correspondent

    Getty Images Profile of a teenage girl with long hair in school uniform in a classroom looking closely at a computer screen. Fellow students sit either side of her.Getty Images

    Children will be taught how to budget and how mortgages work as the government seeks to modernise the national curriculum in England’s schools.

    They will also be taught how to spot fake news and disinformation, including AI-generated content, following the first review of what is taught in schools in over a decade.

    Education Secretary Bridget Phillipson said the government wanted to “revitalise” the curriculum but keep a “firm foundation” in basics like English, maths and reading.

    Head teachers said the review’s recommendations were “sensible” but would require “sufficient funding and teachers”.

    The government commissioned a review of the national curriculum and assessments in England last year, in the hope of developing a “cutting edge” curriculum that would narrow attainment gaps between the most disadvantaged students and their classmates.

    It said it would take up most of the review’s recommendations, including scrapping the English Baccalaureate (EBacc), a progress measure for schools introduced in 2010.

    It assesses schools based on how many pupils take English, maths, sciences, geography or history and a language – and how well they do.

    The Department for Education (DfE) said the EBacc was “constraining”, and that removing it alongside reforms to another school ranking system, Progress 8, would “encourage students to study a greater breadth of GCSE subjects”, like arts.

    The former Conservative schools minister, Nick Gibb, said the decision to scrap the EBacc would “lead to a precipitous decline in the study of foreign languages”, which he said would become increasingly centred on private schools and “children of middle class parents who can afford tutors”.

    Other reforms coming as a result of the curriculum review include:

    • Financial literacy being taught in maths classes, or compulsory citizenship lessons in primary schools
    • More focus on spotting misinformation and disinformation – including exploring a new post-16 qualification in data science and AI
    • Cutting time spent on GCSE exams by up to three hours for each student on average
    • Ensuring all children can take three science GCSEs
    • More content on climate change
    • Better representation of diversity

    The review also recommended giving oracy the same status in the curriculum as reading and writing, which the charity Voice 21 said was a “vital step forward” for teaching children valuable speaking, listening, and communication skills.

    Asked what lessons would be removed from the school day, Phillipson told BBC Radio 4’s Today programme it would not be a case of swapping out content for new topics but that there would be “better sequencing” of the curriculum overall.

    “We need to ensure that we avoid duplication so that children aren’t repeating the things that they might have already studied,” she added.

    However, the government is not taking up all of the review’s recommendations.

    It is pushing ahead with the reading tests for Year 8 pupils reported in September, whereas the review recommended compulsory English and maths tests for that year group.

    Asked why she stopped short of taking up the review’s recommendation, Phillipson said that pupils who are unable to read “fluently and confidently” often struggle in other subjects.

    And she addressed the claims that scrapping the EBacc could lead to fewer pupils taking history, geography and languages at GCSE, saying the measure “hasn’t led to improved outcomes” or “improvement in language study”.

    “I want young people to have a good range of options, including subjects like art and music and sport. And I know that’s what parents want as well,” she said.

    She said ministers recognised “the need to implement this carefully, thoroughly and with good notice”, adding that schools would have four terms of notice before being expected to teach the new curriculum.

    Prof Becky Francis, who chaired the review, said her panel of experts and the government had both identified a “problem” pupils experience during the first years of secondary school.

    “When young people progress from primary into secondary school, typically this is a time when their learning can start falling behind, and that’s particularly the case for kids from socially disadvantaged backgrounds,” she told the BBC.

    Becky Francis is seated at a table in a classroom wearing a dark textured jacket and a patterned scarf. The room has white walls, large windows letting in natural light, and posters with educational content on the wall. There are red plastic chairs with holes in the seat arranged around white tables.

    Professor Becky Francis led the curriculum and assessment review

    She said the approach to the review was “evolution not revolution”, with England’s pupils already performing relatively well against international averages.

    She said the call for more representation of diversity in the curriculum was not about “getting rid of core foundational texts and things that are really central to our culture”, but was more about “recognising where, both as a nation but also globally, there’s been diverse contribution to science and cultural progress”.

    Shadow Education Secretary Laura Trott said the changes “leave children with a weaker understanding of our national story and hide standards slipping in schools”.

    “Education vandalism will be the lasting legacy of the prime minister and Bridget Phillipson,” she added.

    The Liberal Democrats have welcomed the broadening of the curriculum, but said “scrapping instead of broadening the EBacc is not the right move.”

    Liberal Democrat Education Spokesperson Munira Wilson also highlighted the financial challenges posed by these changes.

    “Head teachers, who are already having to cut their budgets to the bone, will be asking one simple question – ‘how am I supposed to pay for this?'” said Wilson.

    “Liberal Democrats are calling for Labour to be honest with schools. To admit that, without a costed plan and proper workforce strategy, these reforms will stretch teachers even further and fail our children.”

    Pepe Di’Iasio, general secretary of the Association of School and College Leaders, said the review had proposed “a sensible, evidence-based set of reforms”.

    But he said delivering a “great curriculum” also required “sufficient funding and teachers”, adding that schools and colleges did not currently have all the resources they need.

    He said a set of “enrichment benchmarks” – which the government said would offer pupils access to civic engagement, arts and culture, nature and adventure, sport, and life skills – had been announced “randomly” and “added to the many expectations over which schools are judged”.

    Additional reporting by Hope Rhodes

    added curriculum English mortgages schools
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